You can refinance to get a better deal.
Young students believe they have to climb a mountain to pay for their student loan.
Be optimistic about your future. You went to college to study. You are an educated person with a wealth of knowledge. Be confident that you will use that knowledge to resolve this issue.
Let's look at a fluffy bunny.
 |
| Fluffy bunny |
There you go, that's better.
You may be a student that is naturally good with numbers. Perhaps you studied mathematics, engineering or one of the sciences. You will more easily understand the options to refinance your student loan. No doubt you can juggle interest rates and the length of the loan in your head.
College students who studied a law based degree course are already experienced at studying the devil in the details of a loan refinance contract. One day, you may have a job writing complex contracts.
Let's take a quick break.
Remember when you used to snuggle under a duvet after a night out partying.
 |
| The morning after |
If you are an art student, you must have that creative streak that will one day reap rewards. Refinance your student loan and then you can focus solely on promoting your flair for design and art.
The reality is that you will graduate with a mountain of debt that needs paying off over many years.
Refinance can reduce that burden but you will need to earn to pay it off.
Don't despair.
Demographics mean that tens of millions of baby boomers are heading for retirement in the coming years. They will leave a gaping hole in the labour pool. Corporations big and small will need to fill these positions with fresh new recruits just like you.
And don't worry too much about short term recessions, automation and off-shoring. These forces have been at work for centuries but have always resulted in even more demand for skilled labour.
Let's have another comfort break. What's your favorite pizza?
 |
| Yummy pizza |
Yes there are economic problems that may seem to hinder your career. But there always were economic problems of one sort or another. You have to focus on your own career. For every three people who give up there is one person who keeps on going.
So be positive. You will be earning the big bucks one day. You will pay off your student loan. And the sooner you refinance your student loan for a better deal, the sooner you will pay it off.
Just imagine that day when you make your final student loan repayment. You'll wonder what all the fuss was about.
I'm sure you'll have a drink to wave good bye to it.
 |
| Booze |
Refinance your student loan to get ahead of the game.
